Step
Step is a financial technology company, not a bank. Banking services provided by Evolve Bank and Trust, Members FDIC. |
Savings Accounts
| Bank | APY with Direct Deposit |
APY without Direct Deposit |
Minimum Monthly Direct Deposit |
Minimum to open account |
Minimum Daily Balance |
Maximum Balance eligible for APY |
Early Paycheck? |
|
|---|---|---|---|---|---|---|---|---|
| Step | 3.00% | 0.00% | $500.00 | $250,000 | Yes | Apply |
Kids Savings Accounts
| Bank | APY | Minimum Age to Open Account | Minimum to open account | Maximum Balance eligible for APY | Notes | |
|---|---|---|---|---|---|---|
| Step | 3.00% | $250,000 | This account must be opened by 1 adult, then up to 4 family members may be linked including another adult. This account includes a Step Visa card which is designed to help build positive credit history for minors with no risk of overdraft. When the child turns 18, they can opt in for Step to report their positive credit history to the major credit bureaus. To earn interest, a minimum direct deposit of $500 or more from a payroll provider or employer within each 30 day period is required. |
Apply |
Past Bonus Offers
| Bonus Offer | Monthly Fees | Start Date | End Date | Offer Details | |
|---|---|---|---|---|---|
 | $200 if you complete direct deposits totaling $500.00 or more within 30 days of account opening. | Sep 30, 2024 | Details | ||
| - Swagbucks | $100 if you complete direct deposits totaling $500.00 or more. | Aug 30, 2024 | Details |
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