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Bonus Offers

Many banks, credit unions, and brokerage firms offer signup bonuses to new customers. The keys to taking advantage of these offers are:

• Signup with the specific offer code before the deadline
• Meet all of the bonus requirements
• Avoid monthly fees
• Avoid fees when closing the account

We list 3 types of bonus offers:

• Direct Deposits - These offers require you to have a certain number of direct deposits for a certain total within a certain number of days.
• Balance Transfers - These offers require you to transfer new funds to your new account and maintain a certain balance for a certain number of days.
• Debit Transactions - These offers require you to make a certain number of debit transactions within a certain number of days.

You can review the offer details link to see the important fine print for each offer.

Most of the accounts listed below with no fees can also be found in our checking and savings pages. You can review the bank links to see more account details. You may actually want to keep some of those accounts after getting the bonus offer.

Bonus		Required Direct Deposit		Exclude Debit Transactions		State
Any $900+ $600+ $500+ $400+ $300+ $200+ $100+ $50+		Any $9,000 or less $7,500 or less $6,000 or less $5,000 or less $4,000 or less $3,000 or less $2,000 or less $1,000 or less $500 or less None		Exclude Monthly Fees		All Alabama Alaska American Samoa Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Guam Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Northern Mariana Islands Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Trust Territories Utah Vermont Virgin Islands Virginia Washington West Virginia Wisconsin Wyoming
Required Deposit		Deposit Hold Time		Exclude Credit Unions		Sort By
Any $35,000 or less $30,000 or less $25,000 or less $20,000 or less $15,000 or less $10,000 or less $5,000 or less $1,000 or less None		Any 1 year or less 6 months or less 3 months or less 2 months or less		Exclude Brokerage Accounts		Bonus Bank Deposit Total Direct Deposit Total Expiration Date Monthly Fee Newest

Total Offers: 130

Bank/Account	Bonus Requirements	Monthly Fees	Expires On	Offer Details
TradeUp - ACATS Transfer	$2,000 if you complete $100,000.00 in deposits and maintain that balance for 365 days.		Mar 31, 2026	Details
TradeUp - IRA Transfer	$2,000 if you complete $100,000.00 in deposits and maintain that balance for 365 days.		Mar 31, 2026	Details
- Private Client	$2,000 if you complete $250,000.00 in deposits within 45 days of account opening and maintain that balance for 45 days.	$35.00	Apr 15, 2026	Details
TradeUp - ACATS Transfer	$1,000 if you complete $50,000.00 in deposits and maintain that balance for 90 days.		Mar 31, 2026	Details
TradeUp - IRA Transfer	$1,000 if you complete $50,000.00 in deposits and maintain that balance for 365 days.		Mar 31, 2026	Details
- Total Checking and Savings	$900 if you complete direct deposits totaling $1.00 or more within 90 days of account opening and $15,000.00 in deposits within 30 days of account opening and maintain that balance for 60 days.	$17.00	Apr 15, 2026	Details
Amegy Gold Checking and Money Market	$700 if you complete direct deposits totaling $7,500.00 or more within 90 days of account opening and $25,000.00 in deposits within 90 days of account opening and maintain that balance for 90 days.	$18.00		Details
Associated - Checking	$600 if you complete direct deposits totaling $500.00 or more within 90 days of account opening and $10,000.00 in deposits within 30 days of account opening and maintain that balance for 60 days.		Feb 28, 2026	Details
Huntington - Platinum Perks Checking	$600 if you complete $25,000.00 in deposits within 90 days of account opening.	$25.00	Mar 15, 2026	Details
Community CU Florida - Checking	$500 if you complete direct deposits totaling $500.00 or more within 60 days of account opening.			Details
- Taxable Investment Account	$500 if you complete $100,000.00 in deposits within 30 days of account opening and maintain that balance for 365 days.			Details
KeyBank - Select Checking	$500 if you complete direct deposits totaling $5,000.00 or more within 90 days of account opening.	$25.00	Feb 6, 2026	Details
Citadel CU - Ultimate Growth Checking	$500 if you complete direct deposits totaling $2,000.00 or more within 90 days of account opening and $5,000.00 in deposits within 60 days of account opening and maintain that balance for 30 days.		Mar 31, 2026	Details
TruStone Financial - Checking	$500 if you complete direct deposits totaling $5,000.00 or more within 60 days of account opening.		Dec 31, 2026	Details
- Checking	$450 if you complete direct deposits totaling $3,000.00 or more within 90 days of account opening.		Mar 30, 2026	Details
Valley Direct - All Access Rewards Checking	$400 if you complete 2 or more direct deposits totaling $7,500.00 or more within 90 days of account opening.			Details
Hawaii - Bankohana Level II Checking	$400 if you complete direct deposits totaling $3,500.00 or more within 60 days of account opening.	$20.00		Details
Wells Fargo - Everyday Checking	$400 if you complete direct deposits totaling $1,000.00 or more within 90 days of account opening.	$10.00	Feb 24, 2026	Details
PNC - Virtual Wallet with Performance Select	$400 if you complete direct deposits totaling $5,000.00 or more within 60 days of account opening.	$25.00	Feb 26, 2026	Details
Associated - Checking	$400 if you complete direct deposits totaling $500.00 or more within 90 days of account opening and $5,000.00 in deposits within 30 days of account opening and maintain that balance for 60 days.		Feb 28, 2026	Details
Citizens - Checking and Savings	$400 if you complete 1 or more direct deposits totaling $500.00 or more within 60 days of account opening and $300.00 in deposits within 90 days of account opening.	$14.98	Mar 15, 2026	Details
Huntington - Perks Checking	$400 if you complete direct deposits totaling $500.00 or more within 90 days of account opening.	$10.00	Mar 15, 2026	Details
Truist	$400 if you complete 2 or more direct deposits totaling $2,000.00 or more within 120 days of account opening and 20 or more debit transactions within 120 days of account opening.	$12.00	Mar 25, 2026	Details
Amegy Gold Checking	$350 if you complete direct deposits totaling $7,500.00 or more within 90 days of account opening.	$18.00		Details
Flushing - Complete Checking	$350 if you complete 3 or more direct deposits totaling $1,500.00 or more within 180 days of account opening and $2,000.00 in deposits and maintain that balance for 120 days.			Details
Citi - Checking	$325 if you complete 2 or more direct deposits totaling $3,000.00 or more within 90 days of account opening.	$5.00	Apr 13, 2026	Details
Wells Fargo - Everyday Checking	$325 if you complete direct deposits totaling $1,000.00 or more within 90 days of account opening.	$10.00	Apr 14, 2026	Details
Broadway National	$300 if you complete 2 or more direct deposits totaling $2,000.00 or more within 90 days of account opening and 15 or more debit transactions within 90 days of account opening.			Details
CapitalOne Checking	$300 if you complete 2 or more direct deposits totaling $1,000.00 or more within 75 days of account opening.			Details
CapitalOne Savings	$300 if you complete $20,000.00 in deposits within 15 days of account opening and maintain that balance for 90 days.			Details
Financial Plus Credit Union - Checking	$300 if you complete 2 or more direct deposits totaling $2,000.00 or more within 90 days of account opening.			Details
Keypoint Credit Union - Checking	$300 if you complete 6 or more direct deposits totaling $6,000.00 or more within 180 days of account opening.			Details
St. Mary's - Checking and Savings	$300 if you complete 2 or more direct deposits totaling $1,000.00 or more within 90 days of account opening.	$3.00		Details
Neighborhood Credit Union - High Yield Checking	$300 if you complete 1 or more direct deposits totaling $3,000.00 or more within 90 days of account opening and 30 or more debit transactions totaling $150.00 within 90 days of account opening.			Details
Keypoint Credit Union - Money4Me Checking	$300 if you complete 6 or more direct deposits totaling $6,000.00 or more within 180 days of account opening.			Details
Stoneham - Optimum Checking	$300 if you complete 4 or more direct deposits totaling $2,000.00 or more within 120 days of account opening.	$10.00		Details
Schwab - Referral Reward	$300 if you complete $50,000.00 in deposits within 45 days of account opening and maintain that balance for 365 days.			Details
First Tech Federal Credit Union - Rewards Checking	$300 if you complete 3 or more direct deposits totaling $15,000.00 or more within 90 days of account opening.			Details
KeyBank - Smart Checking	$300 if you complete direct deposits totaling $2,000.00 or more within 90 days of account opening.		Feb 6, 2026	Details
Associated - Checking	$300 if you complete direct deposits totaling $500.00 or more within 90 days of account opening and $1,000.00 in deposits within 30 days of account opening and maintain that balance for 60 days.		Feb 28, 2026	Details
Fifth Third Checking	$300 if you complete direct deposits totaling $500.00 or more within 90 days of account opening.		Mar 31, 2026	Details
- Total Checking	$300 if you complete direct deposits totaling $1.00 or more within 90 days of account opening.	$12.00	Apr 15, 2026	Details
Pennsylvania State Employees Credit Union	$300 if you complete 2 or more direct deposits totaling $1,000.00 or more within 100 days of account opening and $5.00 in deposits and maintain that balance for 365 days.		Dec 31, 2026	Details
CapitalOne Checking	$250 if you complete 20 or more debit transactions totaling $200.00 within 75 days of account opening.			Details
First Service Credit Union - Checking	$250 if you complete 3 or more direct deposits totaling $3,000.00 or more within 120 days of account opening.			Details
Credit Union of Texas - Secure Checking	$250 if you complete direct deposits totaling $600.00 or more within 60 days of account opening and $250.00 in deposits within 1 days of account opening.	$6.00		Details
CIT Platinum Savings	$225 if you complete $25,000.00 in deposits within 30 days of account opening.			Details
TradeUp - 2026 IRA Match	$225 if you complete $7,500.00 in deposits and maintain that balance for 365 days.		Mar 31, 2026	Details
TradeUp - 2025 IRA Match	$210 if you complete $7,000.00 in deposits and maintain that balance for 365 days.		Mar 31, 2026	Details
Webull - 2025 IRA Match Premium	$205 if you complete $7,000.00 in deposits and maintain that balance for 1826 days.		Apr 15, 2026	Details
Webull - 2026 IRA Match Premium	$205 if you complete $7,500.00 in deposits and maintain that balance for 1826 days.		Apr 15, 2027	Details
SouthState	$200 if you complete direct deposits totaling $250.00 or more within 60 days of account opening and 15 or more debit transactions within 60 days of account opening.			Details
SoFi - 401k Rollover	$200 if you complete $20,000.00 in deposits and maintain that balance for 730 days.			Details
Hawaii - Bankohana Level I Checking	$200 if you complete direct deposits totaling $2,500.00 or more within 60 days of account opening.	$15.00		Details
Bank Independent - Checking	$200 if you complete 2 or more direct deposits within 60 days of account opening.			Details
CIBC USA Checking	$200 if you complete 1 or more direct deposits within 90 days of account opening.			Details
Premier America - Premier Plus Checking	$200 if you complete 1 or more direct deposits totaling $250.00 or more within 60 days of account opening and 10 or more debit transactions within 60 days of account opening.			Details
Dollar Bank - Everything Checking	$200 if you complete direct deposits totaling $2,500.00 or more within 90 days of account opening.	$5.00	Feb 28, 2026	Details
M&T - MyChoice Premium Checking	$200 if you complete direct deposits totaling $500.00 or more within 90 days of account opening.	$24.95	Feb 28, 2026	Details
Barclays Tiered Savings	$200 if you complete $30,000.00 in deposits within 30 days of account opening and maintain that balance for 120 days.		Mar 31, 2026	Details
- Savings	$200 if you complete $15,000.00 in deposits within 30 days of account opening and maintain that balance for 60 days.	$5.00	Apr 15, 2026	Details
Robinhood - 2026 IRA Match Gold	$175 if you complete $7,500.00 in deposits and maintain that balance for 1826 days.		Apr 15, 2027	Details
Robinhood - 2025 IRA Match Gold	$160 if you complete $7,000.00 in deposits and maintain that balance for 1826 days.		Apr 15, 2026	Details
TradeStation	$150 if you complete $5,000.00 in deposits within 45 days of account opening and maintain that balance for 60 days.			Details
Public - ACAT Transfer	$150 if you complete $5,000.00 in deposits and maintain that balance for 365 days.			Details
Blaze Credit Union - Checking	$150 if you complete direct deposits totaling $1.00 or more within 60 days of account opening and 6 or more debit transactions within 60 days of account opening.			Details
Andrews Federal Credit Union - Checking	$150 if you complete 4 or more direct deposits totaling $2,000.00 or more within 150 days of account opening.			Details
Republic Bank - Choice Checking	$150 if you complete 1 or more direct deposits totaling $1.00 or more within 60 days of account opening.	$5.00		Details
M&T - MYCHOICE PLUS Checking	$150 if you complete direct deposits totaling $500.00 or more within 90 days of account opening.	$14.95	Feb 28, 2026	Details
- College Checking	$125 if you complete 10 or more debit transactions within 60 days of account opening.	$12.00	Mar 13, 2026	Details
Public	$100 if you complete $1,000.00 in deposits.			Details
	$100 if you complete 1 or more direct deposits totaling $200.00 or more within 45 days of account opening.			Details
	$100 if you complete direct deposits totaling $500.00 or more within 45 days of account opening.			Details
TBK - AIM Checking	$100 if you complete 3 or more direct deposits totaling $12,000.00 or more within 120 days of account opening.	$24.00		Details
- Business Checking	$100 if you complete $2,000.00 in deposits within 60 days of account opening and 10 or more debit transactions within 60 days of account opening.			Details
Neighborhood Credit Union - Checking	$100 if you complete 1 or more direct deposits totaling $500.01 or more within 60 days of account opening.			Details
Axos Rewards Checking	$100 if you complete direct deposits totaling $1,500.00 or more within 90 days of account opening.			Details
Hawaii - Convenience Checking	$100 if you complete direct deposits totaling $2,000.00 or more within 60 days of account opening.	$3.25		Details
Merrill Edge - Guided Investing	$100 if you complete $20,000.00 in deposits within 45 days of account opening and maintain that balance for 90 days.			Details
- Rakuten	$100 if you complete $100.00 in deposits.			Details
CIT - Self Directed Investing	$100 if you complete $10,000.00 in deposits and maintain that balance for 60 days.			Details
Merrill Edge - Self-Directed	$100 if you complete $20,000.00 in deposits within 45 days of account opening and maintain that balance for 90 days.			Details
Republic Bank - Student Checking and Savings	$100 if you complete 1 or more direct deposits totaling $1.00 or more within 60 days of account opening.	$3.00		Details
PNC - Virtual Wallet	$100 if you complete direct deposits totaling $500.00 or more within 60 days of account opening.	$7.00	Feb 26, 2026	Details
M&T - EZCHOICE Checking	$100 if you complete direct deposits totaling $500.00 or more within 90 days of account opening.		Feb 28, 2026	Details
Marcus by Goldman Sachs Savings	$100 if you complete $10,000.00 in deposits within 10 days of account opening and maintain that balance for 90 days.		Mar 11, 2026	Details
Betterment - Investing	$100 if you complete $2,500.00 in deposits within 45 days of account opening and maintain that balance for 1095 days.		Apr 30, 2026	Details
- Savings	$100 if you complete.		Dec 31, 2026	Details
- Spending (Checking)	$100 if you complete 1 or more direct deposits within 60 days of account opening.		Dec 31, 2026	Details
Valley Direct Savings	$85 if you complete $1,000.00 in deposits.			Details
- Referral	$80 if you complete $10,000.00 in deposits within 30 days of account opening and maintain that balance for 90 days.			Details
	$75 if you complete direct deposits totaling $200.00 or more within 45 days of account opening.			Details
iTHINK Financial CU - Checking	$75 if you complete direct deposits totaling $1,000.00 or more within 90 days of account opening.			Details
Axos Cashback Checking	$75 if you complete direct deposits totaling $250.00 or more within 60 days of account opening.			Details
Robinhood - 2026 IRA Match	$75 if you complete $7,500.00 in deposits and maintain that balance for 1826 days.		Apr 15, 2027	Details
SoFi - 2026 IRA Match	$75 if you complete $7,500.00 in deposits and maintain that balance for 1826 days.		Apr 15, 2027	Details
Public - 2026 IRA Match	$75 if you complete $7,500.00 in deposits within 30 days of account opening and maintain that balance for 1826 days.		Apr 15, 2027	Details
SoFi - 2025 IRA Match	$70 if you complete $7,000.00 in deposits and maintain that balance for 730 days.		Apr 15, 2026	Details
Public - 2025 IRA Match	$70 if you complete $7,000.00 in deposits within 30 days of account opening and maintain that balance for 1826 days.		Apr 15, 2026	Details
Robinhood - 2025 IRA Match	$70 if you complete $7,000.00 in deposits and maintain that balance for 1826 days.		Apr 15, 2026	Details
Acorns - 2025 IRA Match Gold	$66 if you complete $7,000.00 in deposits and maintain that balance for 1461 days.		Apr 15, 2026	Details
Acorns - 2026 IRA Match Gold	$66 if you complete $7,000.00 in deposits and maintain that balance for 1461 days.		Apr 15, 2027	Details
M1 - Swagbucks (Cash Account)	$55 if you complete $1,000.00 in deposits and maintain that balance for 90 days.			Details
TradeStation	$50 if you complete $500.00 in deposits within 45 days of account opening and maintain that balance for 270 days.			Details
Experian Smart Money Checking	$50 if you complete direct deposits totaling $1,000.00 or more within 45 days of account opening.			Details
- Active Invest (Swagbucks)	$50 if you complete $20.00 in deposits within 45 days of account opening.			Details
- Checking	$50 if you complete direct deposits totaling $100.00 or more within 60 days of account opening and 7 or more debit transactions within 30 days of account opening.			Details
TBK - Checking	$50 if you complete 1 or more direct deposits totaling $500.00 or more within 60 days of account opening.			Details
- Easy Checking	$50 if you complete 5 or more debit transactions totaling $100.00 within 30 days of account opening.	$4.95		Details
TBK - Everyday Checking	$50 if you complete 3 or more direct deposits totaling $3,000.00 or more within 120 days of account opening.	$9.00		Details
Schwab - Starter Kit	$50 if you complete $50.00 in deposits within 30 days of account opening.			Details
- Taxable Investment Account	$50 if you complete $500.00 in deposits within 30 days of account opening and maintain that balance for 7 days.			Details
	$50 if you complete direct deposits totaling $500.00 or more within 45 days of account opening.		Feb 15, 2026	Details
- Self-Directed Investing	$50 if you complete $5,000.00 in deposits within 45 days of account opening and maintain that balance for 45 days.		Apr 21, 2026	Details
Netspend	$50 if you complete direct deposits totaling $250.00 or more within 60 days of account opening.	$5.00	Apr 30, 2026	Details
Axos Cashback Checking	$40 if you complete $1,000.00 in deposits.			Details
- One Checking, Swagbucks	$40 if you complete $25.00 in deposits.			Details
eToro - Taxable Investment Account (Rakuten)	$40 if you complete $100.00 in deposits within 30 days of account opening.			Details
- Swagbucks	$30 if you complete $25.00 in deposits and 1 or more debit transactions.			Details
eToro - Taxable Investment Account	$30 if you complete $100.00 in deposits within 30 days of account opening.			Details
	$25 if you complete debit transactions totaling $20.00 within 30 days of account opening.			Details
SkyOne Federal Credit Union	$25 if you complete $5.00 in deposits and maintain that balance for 30 days.			Details
- Active Invest	$25 if you complete $25.00 in deposits.			Details
M1 - Swagbucks (Invest)	$25 if you complete $100.00 in deposits and maintain that balance for 90 days.			Details
Public	$20 if you complete $1,000.00 in deposits.			Details
Acorns - Swagbucks	$20 if you complete $15.00 in deposits.			Details
TradeUp - Welcome Gift	$20 if you complete $100.00 in deposits.		Mar 31, 2026	Details
TBK - Launch Checking	$10 if you complete 3 or more direct deposits totaling $1,500.00 or more within 120 days of account opening.			Details
Plynk - New Customer	$10 if you complete.			Details
GalaxyOne Savings	$10 if you complete $10.00 in deposits within 30 days of account opening and maintain that balance for 90 days.			Details

BankMindful.com is an independent publisher and comparison service. The content on Bank Mindful is for informational and educational purposes only and should not be construed as professional financial advice. Should you need such advice, consult a licensed financial or tax advisor. We do our best to keep information updated, however, numbers stated on this site may differ from actual numbers. We may have financial relationships with some of the companies mentioned on this website. BankMindful may not include all companies or all available products.