BankMindful Logo

BankMindful
Bonus OffersCheckingSavingsCreditMerchant OffersInvestingAbout Us

SoFi
SoFi

Federal Reserve Board Bank ID: 962966
FDIC Certificate Number: 26881



Current Bonus Offers

Bonus Offer Monthly Fees Start Date End Date Offer Details
SoFi - Swagbucks$805 if you complete direct deposits totaling $5,000.00 or more within 25 days of account opening.Dec 7, 2023Jan 31, 2026Details
SoFi$325 if you complete direct deposits totaling $5,000.00 or more within 25 days of account opening.Dec 7, 2023Jan 31, 2026Details
SoFi$75 if you complete direct deposits totaling $1,000.00 or more within 25 days of account opening.Dec 7, 2023Jan 31, 2026Details
SoFi - Active Invest (Rakuten)$50 if you complete $100.00 in deposits within 45 days of account opening.Apr 8, 2024Dec 31, 2025Details
SoFi - Rakuten$650 if you complete direct deposits totaling $5,000.00 or more within 25 days of account opening.Dec 7, 2023Dec 31, 2025Details
SoFi - Active Invest (Swagbucks)$50 if you complete $20.00 in deposits within 45 days of account opening.Details
SoFi - Active Invest$25 if you complete $25.00 in deposits.Details


Checking Accounts

Bank APY with
Direct Deposit		 APY without
Direct Deposit		 Minimum Monthly
Direct Deposit		 Early
Paycheck?		 Online Bill Pay? Pay
Anyone?		 Check
Writing?
SoFi 0.50% 0.50% $1.00 Yes Yes Yes Free Apply


Savings Accounts

Bank APY with
Direct Deposit		 APY without
Direct Deposit		 Minimum Monthly
Direct Deposit		 Minimum to
open account		 Minimum Daily
Balance		 Maximum Balance
eligible for APY		 Early
Paycheck?
SoFi 3.60% 1.00% $1.00 Yes Apply


Cards

Credit Card Annual Fee Default Cashback Rate Foreign Transaction Fee Introductory APR on Purchases For Signup Bonus If you Spend In the first
SoFi World Elite Mastercard $0 2.00% 0.00% Apply



Past Bonus Offers

Bonus Offer Monthly Fees Start Date End Date Offer Details
SoFi - Active Invest$25 if you complete $10.00 in deposits.Aug 31, 2024Details
SoFi$325 if you complete direct deposits totaling $5,000.00 or more within 30 days of account opening.Dec 7, 2023Jun 30, 2024Details
SoFi$75 if you complete direct deposits totaling $1,000.00 or more within 30 days of account opening.Dec 7, 2023Jun 30, 2024Details
SoFi$275 if you complete direct deposits totaling $5,000.00 or more within 30 days of account opening.Oct 29, 2022Dec 6, 2023Details
SoFi$75 if you complete direct deposits totaling $1,000.00 or more within 30 days of account opening.Oct 29, 2022Dec 6, 2023Details
SoFi$325 if you complete direct deposits totaling $5,000.00 or more within 30 days of account opening.Oct 1, 2022Oct 28, 2022Details
SoFi - Balance Rewards Promotion$50 if you complete $5,000.00 in deposits.Aug 31, 2022Sep 30, 2022Details
SoFi$325 if you complete direct deposits totaling $5,000.00 or more within 30 days of account opening.Apr 5, 2022Sep 30, 2022Details




BankMindful.com is an independent publisher and comparison service. The content on Bank Mindful is for informational and educational purposes only and should not be construed as professional financial advice. Should you need such advice, consult a licensed financial or tax advisor. We do our best to keep information updated, however, numbers stated on this site may differ from actual numbers. We may have financial relationships with some of the companies mentioned on this website. BankMindful may not include all companies or all available products.