SoFi - 2025 IRA Match
Get $70.00 if you complete $7,000.00 in deposits and maintain that balance for 730 days.
Bonus offer is available starting Jan 1, 2025.
Bonus offer ends on Apr 15, 2026.
Note that this account has an account transfer or closeout fee of $75.00
Bonus Details: Only Traditional and Roth IRA are eligible for 1% match. SoFi will match 1% of a customer's ACH deposits, up to the contribution limit for each year. The IRA contribution limits set by the IRS for 2025 are:
$7,000 if you are under age 50, which means you can earn up to $70 extra
$8,000 if you are age 50 or over, which means you can earn up to $80 on top of your contributions
Bonuses will be paid within 30 days of the last day of the month in which the contributions settle in your SoFi Invest account. You'll need to keep your contributions in your IRA for at least 2 years from the date you contribute in order to keep your match bonus. If your deposit is removed prior to the end of the two year Eligibility Period, SoFi reserves the right to remove the corresponding proportion of the Match from your account.
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