Citizens - Savings
Get $250.00 if you complete $10,000.00 in deposits within 9 days of account opening and maintain that balance for 98 days.
Bonus offer is available starting Sep 12, 2025.
Bonus offer ends on Sep 27, 2025.
Note that this account has a monthly fee of $4.99.
You can avoid the monthly fee with one of the following:
- Combined monthly direct deposits totaling $1.00 or more
- Average account balance of $200.00 or more
Bonus Details: To earn the bonus: you must, 1) have an existing or open a new personal Citizens Checking account between 9/12/25 and 9/27/25 and, 2) have an existing or open a new personal Citizens Savings account between 9/12/25 and 9/27/25 and, 3) have one single deposit of at least $10,000/$30,000 or more in new money post into one personal Citizens Savings account by 10/1/25 and, 4) your savings balance as of the end of the day prior to the qualifying single deposit plus qualifying single deposit ($10,000/$20,000) must be maintained through 12/31/25. The qualifying deposit of $10,000.00-$29,999.99 is eligible for a $250 bonus, or qualifying deposit of $30,000.00 or more is eligible for a $500 bonus. If the qualifying deposit at the end of the retention period drops into the lower tier, you will be eligible for the lower bonus. Bonus will be deposited to the checking account by January 31, 2026.
Account will automatically receive a waiver on the first 4 monthly maintenance fees.
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