US Bank - Smartly Checking
Get $450.00 if you complete 2 or more direct deposits totaling $8,000.00 or more within 90 days of account opening.
Bonus offer is available starting Sep 19, 2025.
Bonus offer ends on Nov 20, 2025.
Note that this account has a monthly fee of $6.95.
You can avoid the monthly fee with one of the following:
- Combined monthly direct deposits totaling $1,000.00 or more
- Average account balance of $1,500.00 or more
- You are age 65 or above.
- You are under 24 years of age.
Bonus Details: A minimum opening deposit of $25 is required.
Complete these steps within 90 days of opening your new Smartly checking account in a branch, online or over the phone:
Enroll in online banking or the U.S. Bank Mobile App.
Complete two or more direct deposits.
Bonus will be credited to your new checking account within seven days following the completion of all the offer requirements.
Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last 12 months, or received other U.S. Bank consumer checking bonus offers within the past 12 months.
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