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Robinhood
Robinhood

Stock Commission: $0.00
Minimum to open an account: $1.00
1,000s of ETFs and stocks trading over $1 per share and with a market capitalization greater than $25 million are available for purchase as fractional shares with a minimum $1.00 purchase.
Offers dividend reinvestment fractional share purchases: Yes
Automated Investing Fee: 0.25%
Offers IPO Access to Retail Investors: Yes
Margin Interest Rate: 5.75%
Uninvested cash earns: 1.50% APY
Account Transfer or Closeout Fee: $100.00

Robinhood gives 1% match on eligible IRA contributions each year and 1.5% APY on uninvested cash. All IRA transfers and old 401(k) rollovers earn 1%.

For a limited time only, transfers into your Robinhood individual investing account from an external brokerage earned a 1% bonus, starting at 12 AM ET on April 30, 2024 until 11:59 PM ET on June 28, 2024. and then again starting at 12 AM ET on September 10, 2024 until 11:59 PM ET on October 1, 2024.

Robinhood Gold for $50 per year or $5 per month gives 3% match on eligible IRA contributions each year, 4.5% APY on uninvested cash, and no fees or interest for your first $1,000 of a margin loan. You must keep the IRA match contributions in your IRA for at least 5 years from the date you contribute. 4.5% APY on uninvested cash does not apply to IRAs. Robinhood Gold now also includes Robinhood Strategies automated investing for a 0.25% fee capped at $250 per year.

Gold members who make a new, eligible deposit and remain a Gold member for 2 years get a 1% boost on deposits with no limit on how much you can earn, starting June 10, 2024 at 1 PM ET through November 25, 2024 at 6 PM ET. 1% boost will be paid out over 24 months following an eligible deposit.

For a limited time only, Robinhood Gold subscribers earned a 3% match on transfers and rollovers into a Robinhood Retirement account with no limit on the amount of match earned between January 17, 2024 and April 30, 2024 and again between October 17 and October 27, 2024.

For a limited time only, Robinhood Gold subscribers will also earn a 2% match on transfers and rollovers into a Robinhood Retirement account between January 8, 2025 through April 30, 2025, with no limit on the amount of match earned. After the transfers promotion ends on April 30, 2025, everyone will earn 1% match on IRA transfers. Keep in mind, you must hold the funds in your IRA for at least 5 years to keep the match, and be a Robinhood Gold subscriber for 1 year after the first deposit that earns the 3% match.

For a limited time only, Robinhood Gold subscribers will also earn a 2% match on transfers from an external brokerage account into a taxable Robinhood brokerage account within the offer period, from March 14, 2025 to March 31, 2025. To keep the bonus, hold the value of your transferred assets in your Robinhood brokerage account for 5 years and keep your Robinhood Gold subscription for 1 year from the date the transfer is complete.

Robinhood will reimburse the transfer fee your other brokerage may charge, up to $75 for transfers of $7,500 or more.

Current Bonus Offers

Bonus Offer Monthly Fees Start Date End Date Offer Details
Robinhood - 2025 IRA Match Gold$160 if you complete $7,000.00 in deposits and maintain that balance for 1826 days.Jan 1, 2025Apr 15, 2026Details
Robinhood - 2025 IRA Match$70 if you complete $7,000.00 in deposits and maintain that balance for 1826 days.Jan 1, 2025Apr 15, 2026Details


Past Bonus Offers

Bonus Offer Monthly Fees Start Date End Date Offer Details
Robinhood - Swagbucks$20 if you complete $50.00 in deposits.Jun 30, 2025Details
Robinhood - 2024 IRA Match Gold$160 if you complete $7,000.00 in deposits.Jan 1, 2024Apr 15, 2025Details
Robinhood - 2024 IRA Match$70 if you complete $7,000.00 in deposits.Jan 1, 2024Apr 15, 2025Details
Robinhood - Rakuten$50 if you complete $100.00 in deposits.Sep 30, 2024Details
Robinhood - 2023 IRA Match Gold$145 if you complete $6,500.00 in deposits.Jan 1, 2023Apr 15, 2024Details
Robinhood - 2023 IRA Match$65 if you complete $6,500.00 in deposits.Jan 1, 2023Apr 15, 2024Details





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