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BMO Cash Back


This card offers an intoductory APR of 0.00% on balance transfers for 365 days for balance transfers completed within the first 90 days.
This card offers cell phone protection if your device is damaged or stolen up to a maximum of $400 as long as you pay your monthly cell phone bill with the card.

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Value

First Year Value Min First Year Value Max Annual Value Max
Unlimited Unlimited

Fees

First Year Annual Fee Annual Fee after First Year Foreign Transaction Fee Balance Transfer Fee
3.00% 4.00%

Permanent Offers

CategoryCash BackNotes
Streaming Services5.0% includes cable TV and satellite services
Gas and EV Charging3.0% up to $300.00Up to $2,500 in combined gas and grocery purchases each calendar quarter.
Groceries3.0% up to $300.00Up to $2,500 in combined gas and grocery purchases each calendar quarter.

1.0% back on all other purchases


Limited-time offer: Earn double cash back on your first-year purchases when you apply between July 1 and August 31, 2024.

Previous bonus was $200 after spending $2,000 in the first 3 months.


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