Citi Simplicity

This card offers an intoductory APR of 0.00% on purchases for 365 days.
This card offers an intoductory APR of 0.00% on balance transfers for 635 days and a 3.00% balance transfer fee for balance transfers completed within the first 120 days.

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Value

First Year Value Min	First Year Value Max	Annual Value Max

Fees

First Year Annual Fee	Annual Fee after First Year	Foreign Transaction Fee	Balance Transfer Fee
		3.00%	5.00%

No late fees and no penalty rate.

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