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Fitness Savings Account Details



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Federal Reserve Board Bank ID: 321273
FDIC Certificate Number: 29510
Annual Percentage Yield (APY): 5.00%
Minimum to open this account: $100.00
Minimum Balance to earn interest: $100.00
Maximum Balance that earns interest: $250,000.00
Monthly Maintenance Fee: $10.00
You can avoid the monthly fee with one of the following:
  • Average account balance of $100.00 or more
Early Paycheck?
Online Bill Pay? Yes
Pay Anyone?
Checks Deposits in App?
Joint accounts available? Yes
Limit on number of withdrawals per month: 6
ATM Card available: No


In order to earn its highest rate, Fitness Bank requires an average daily step count of 12,500, which is tracked through its app. However, additional APY tiers are offered for lower step counts. In addition, an interest rate boost is offered to those who pair this account with a Fitness Bank checking account.

FitnessBank is a division of Affinity Bank. FitnessBank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits.



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