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US Bank

Federal Reserve Board Bank ID: 504713
FDIC Certificate Number: 6548



Current Bonus Offers

Bonus Offer Monthly Fees Start Date End Date Offer Details
US Bank - Smartly Checking$450 if you complete 2 or more direct deposits totaling $8,000.00 or more within 90 days of account opening.$6.95Sep 19, 2025Jan 28, 2026Details
US Bank - Smartly Checking$350 if you complete 2 or more direct deposits totaling $5,000.00 or more within 90 days of account opening.$6.95Sep 19, 2025Jan 28, 2026Details
US Bank - Smartly Checking$250 if you complete 2 or more direct deposits totaling $2,000.00 or more within 90 days of account opening.$6.95Sep 19, 2025Jan 28, 2026Details


Savings Accounts

Bank APY with
Direct Deposit		 APY without
Direct Deposit		 Minimum Monthly
Direct Deposit		 Minimum to
open account		 Minimum Daily
Balance		 Maximum Balance
eligible for APY		 Early
Paycheck?
US Bank Smartly 3.00% 3.00% $100.00 $25,000.00 Apply
US Bank Standard 0.05% 0.05% $25.00 $300.00 Apply


Cards

Credit Card Annual Fee Default Cashback Rate Foreign Transaction Fee Introductory APR on Purchases For Signup Bonus If you Spend In the first
U.S. Bank Altitude Connect $0 1.00% 0.00% $300 $1,000 90 days Apply
U.S. Bank Altitude Go $0 1.00% 3.00% 0.00% 365 days $200 $1,000 90 days Apply
U.S. Bank Altitude Go Secured $0 1.00% 0.00% Apply
U.S. Bank Business Altitude Connect $95 1.00% 0.00% $600 $6,000 180 days Apply
U.S. Bank Business Altitude Power $195 2.00% 0.00% $750 $10,000 120 days Apply
U.S. Bank Business Leverage $95 1.00% 0.00% $750 $7,500 120 days Apply
U.S. Bank Business Platinum $0 0.00% 3.00% 0.00% 545 days Apply
U.S. Bank Cash+ $0 1.00% 2.00% 0.00% 455 days $200 $1,000 90 days Apply
U.S. Bank Cash+ Secured $0 1.00% 3.00% Apply
U.S. Bank FlexPerks Gold $85 1.00% 0.00% Apply
U.S. Bank Platinum $0 0.00% 3.00% 0.00% 635 days Apply
U.S. Bank Shopper Cash Rewards $95 1.50% 3.00% $250 $2,000 120 days Apply
U.S. Bank Smartly $0 2.00% 3.00% 0.00% 365 days Apply
U.S. Bank Triple Cash Rewards Business $0 1.00% 3.00% 0.00% 455 days $500 $4,500 150 days Apply



Past Bonus Offers

Bonus Offer Monthly Fees Start Date End Date Offer Details
US Bank - Smartly Checking$450 if you complete 2 or more direct deposits totaling $8,000.00 or more within 90 days of account opening.$6.95Jul 9, 2025Sep 16, 2025Details
US Bank - Smartly Checking$350 if you complete 2 or more direct deposits totaling $5,000.00 or more within 90 days of account opening.$6.95Jul 9, 2025Sep 16, 2025Details
US Bank - Smartly Checking$250 if you complete 2 or more direct deposits totaling $2,000.00 or more within 90 days of account opening.$6.95Jul 9, 2025Sep 16, 2025Details
US Bank - Smartly Checking$400 if you complete 2 or more direct deposits totaling $5,000.00 or more within 90 days of account opening.$6.95Jun 3, 2025Jul 31, 2025Details
US Bank - Smartly Checking$200 if you complete 2 or more direct deposits totaling $3,000.00 or more within 90 days of account opening.$6.95Jun 3, 2025Jul 31, 2025Details
US Bank - Smartly Checking$450 if you complete 2 or more direct deposits totaling $8,000.00 or more within 90 days of account opening.$6.95May 1, 2025Jun 26, 2025Details
US Bank - Smartly Checking$350 if you complete 2 or more direct deposits totaling $5,000.00 or more within 90 days of account opening.$6.95May 1, 2025Jun 26, 2025Details
US Bank - Smartly Checking$250 if you complete 2 or more direct deposits totaling $2,000.00 or more within 90 days of account opening.$6.95May 1, 2025Jun 26, 2025Details
US Bank - Smartly Checking$400 if you complete 2 or more direct deposits totaling $5,000.00 or more within 90 days of account opening.$6.95Mar 11, 2025May 6, 2025Details
US Bank - Smartly Checking$200 if you complete 2 or more direct deposits totaling $3,000.00 or more within 90 days of account opening.$6.95Mar 11, 2025May 6, 2025Details
US Bank - Smartly Checking$450 if you complete 2 or more direct deposits totaling $8,000.00 or more within 90 days of account opening.$6.95Jan 7, 2025Apr 17, 2025Details
US Bank - Smartly Checking$350 if you complete 2 or more direct deposits totaling $5,000.00 or more within 90 days of account opening.$6.95Jan 7, 2025Apr 17, 2025Details
US Bank - Smartly Checking$250 if you complete 2 or more direct deposits totaling $2,000.00 or more within 90 days of account opening.$6.95Jan 7, 2025Apr 17, 2025Details
US Bank - Smartly Checking$450 if you complete 2 or more direct deposits totaling $8,000.00 or more within 90 days of account opening.$6.95Nov 5, 2024Dec 30, 2024Details
US Bank - Smartly Checking$350 if you complete 2 or more direct deposits totaling $5,000.00 or more within 90 days of account opening.$6.95Nov 5, 2024Dec 30, 2024Details
US Bank - Smartly Checking$250 if you complete 2 or more direct deposits totaling $2,000.00 or more within 90 days of account opening.$6.95Nov 5, 2024Dec 30, 2024Details
US Bank - Smartly Checking, Swagbucks$550 if you complete 2 or more direct deposits totaling $8,000.00 or more within 90 days of account opening.$6.95Jul 9, 2024Oct 31, 2024Details
US Bank - Smartly Checking, Swagbucks$450 if you complete 2 or more direct deposits totaling $5,000.00 or more within 90 days of account opening.$6.95Jul 9, 2024Oct 31, 2024Details
US Bank - Smartly Checking$450 if you complete 2 or more direct deposits totaling $8,000.00 or more within 90 days of account opening.$6.95Jul 9, 2024Oct 31, 2024Details
US Bank - Smartly Checking$400 if you complete 2 or more direct deposits totaling $5,000.00 or more within 90 days of account opening.$6.95Jul 9, 2024Oct 31, 2024Details
US Bank - Smartly Checking, Swagbucks$350 if you complete 2 or more direct deposits totaling $2,000.00 or more within 90 days of account opening.$6.95Jul 9, 2024Oct 31, 2024Details
US Bank - Smartly Checking$350 if you complete 2 or more direct deposits totaling $5,000.00 or more within 90 days of account opening.$6.95Jul 9, 2024Oct 31, 2024Details
US Bank - Smartly Checking$250 if you complete 2 or more direct deposits totaling $2,000.00 or more within 90 days of account opening.$6.95Jul 9, 2024Oct 31, 2024Details
US Bank - Smartly Checking, Swagbucks$435 if you complete 2 or more direct deposits totaling $7,500.00 or more within 90 days of account opening.$6.95Jun 18, 2024Jul 15, 2024Details
US Bank - Smartly Checking$350 if you complete 2 or more direct deposits totaling $7,500.00 or more within 90 days of account opening.$6.95Jun 18, 2024Jul 15, 2024Details
US Bank - Smartly Checking, Swagbucks$600 if you complete 2 or more direct deposits totaling $10,000.00 or more within 90 days of account opening.$6.95Apr 1, 2024Jun 28, 2024Details
US Bank - Smartly Checking, Swagbucks$400 if you complete 2 or more direct deposits totaling $5,000.00 or more within 90 days of account opening.$6.95Apr 1, 2024Jun 28, 2024Details
US Bank - Smartly Checking, Swagbucks$200 if you complete 2 or more direct deposits totaling $3,000.00 or more within 90 days of account opening.$6.95Apr 1, 2024Jun 28, 2024Details
US Bank - Automated Investor$100 if you complete $1,000.00 in deposits within 30 days of account opening.$0.80Mar 1, 2024Apr 15, 2024Details
US Bank - Smartly Checking$400 if you complete 2 or more direct deposits totaling $5,000.00 or more within 90 days of account opening.$6.95Mar 13, 2024Apr 3, 2024Details
US Bank - Smartly Checking$200 if you complete 2 or more direct deposits totaling $3,000.00 or more within 90 days of account opening.$6.95Mar 13, 2024Apr 3, 2024Details
US Bank - Smartly Checking$500 if you complete 2 or more direct deposits totaling $10,000.00 or more within 90 days of account opening.$6.95Jan 9, 2024Mar 12, 2024Details
US Bank - Smartly Checking$300 if you complete 2 or more direct deposits totaling $5,000.00 or more within 90 days of account opening.$6.95Jan 9, 2024Mar 12, 2024Details
US Bank - Smartly Checking$100 if you complete 2 or more direct deposits totaling $3,000.00 or more within 90 days of account opening.$6.95Jan 9, 2024Mar 12, 2024Details
US Bank - Automated Investor$100 if you complete $1,000.00 in deposits within 30 days of account opening.$0.80Sep 12, 2023Dec 31, 2023Details
US Bank - Smartly Checking$500 if you complete 2 or more direct deposits totaling $10,000.00 or more within 90 days of account opening.$6.95Dec 1, 2023Dec 29, 2023Details
US Bank - Smartly Checking$300 if you complete 2 or more direct deposits totaling $5,000.00 or more within 90 days of account opening.$6.95Dec 1, 2023Dec 29, 2023Details
US Bank - Smartly Checking$500 if you complete 2 or more direct deposits totaling $10,000.00 or more within 90 days of account opening.$6.95Oct 10, 2023Nov 30, 2023Details
US Bank - Smartly Checking$300 if you complete 2 or more direct deposits totaling $5,000.00 or more within 90 days of account opening.$6.95Oct 10, 2023Nov 30, 2023Details
US Bank - Smartly Checking$500 if you complete 2 or more direct deposits totaling $10,000.00 or more within 90 days of account opening.$6.95Sep 7, 2023Oct 31, 2023Details
US Bank - Smartly Checking$300 if you complete 2 or more direct deposits totaling $5,000.00 or more within 90 days of account opening.$6.95Sep 7, 2023Oct 31, 2023Details
US Bank - Smartly Checking$500 if you complete 2 or more direct deposits totaling $10,000.00 or more within 90 days of account opening.$6.95Jul 12, 2023Sep 6, 2023Details
US Bank - Q2 2023 Smartly Checking Bonus$300 if you complete 2 or more direct deposits totaling $5,000.00 or more within 90 days of account opening.$6.95Jul 31, 2023Details
US Bank - Standard Savings$100 if you complete $15,000.00 in deposits within 24 days of account opening.$4.00Jun 20, 2023Details
US Bank - Q2 2023 Smartly Checking Bonus$200 if you complete 2 or more direct deposits totaling $5,000.00 or more within 90 days of account opening.$6.95Apr 12, 2023May 2, 2023Details
US Bank - Q2 2023 Standard Savings Bonus$100 if you complete $15,000.00 in deposits within 30 days of account opening.$4.00Apr 12, 2023May 2, 2023Details
US Bank - Q1 2023 Checking Bonus$600 if you complete 2 or more direct deposits totaling $10,000.00 or more within 90 days of account opening.$6.95Feb 21, 2023Apr 11, 2023Details
US Bank - Q1 2023 Smartly Checking Bonus$200 if you complete 2 or more direct deposits totaling $5,000.00 or more within 90 days of account opening.$6.95Feb 8, 2023Feb 28, 2023Details
US Bank - Q1 2023 Standard Savings Bonus$100 if you complete $15,000.00 in deposits within 31 days of account opening.$4.00Feb 8, 2023Feb 28, 2023Details
US Bank - Q1 2023 Smartly Checking Bonus$400 if you complete 2 or more direct deposits totaling $6,000.00 or more within 90 days of account opening.$6.95Jan 4, 2023Feb 7, 2023Details
US Bank - Q1 2023 Standard Savings Bonus$200 if you complete $25,000.00 in deposits within 21 days of account opening.$4.00Jan 4, 2023Feb 7, 2023Details
US Bank - Q4 2022 Checking Bonus$300 if you complete 2 or more direct deposits totaling $5,000.00 or more within 60 days of account opening.$6.95Dec 19, 2022Details
US Bank - Q4 2022 Checking Bonus$500 if you complete 2 or more direct deposits totaling $6,000.00 or more within 60 days of account opening.$6.95Oct 11, 2022Nov 21, 2022Details
US Bank - Q3 2022 Checking Bonus$400 if you complete 2 or more direct deposits totaling $4,000.00 or more within 60 days of account opening.$6.95Sep 2, 2022Details




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