Citi Custom Cash
This card offers an intoductory bonus of $200 if you spend $1,500 in the first 180 days after account opening.
This card offers an intoductory APR of 0.00% on purchases for 455 days.
This card offers an intoductory APR of 0.00% on balance transfers for 455 days for balance transfers completed within the first 120 days.
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Value
| First Year Value Min | First Year Value Max | Annual Value Max |
|---|---|---|
| $185 | $380 | $180 |
Fees
| First Year Annual Fee | Annual Fee after First Year | Foreign Transaction Fee | Balance Transfer Fee |
|---|---|---|---|
| 3.00% | 5.00% |
Choose from:
| Category/Merchant | Cash Back | Notes |
|---|---|---|
| Dining | 5.0% up to $300.00 | Includes purchases at cafes, bars, lounges and fast food restaurants. Excludes purchases at bakeries, caterers, restaurants located inside another business (such as hotels, stores, stadiums, grocery stores, or warehouse clubs) and third party dining delivery services. |
| Drugstores | 5.0% up to $300.00 | Includes purchases made at pharmacies in grocery stores, general merchandise/discount superstores, and wholesale/warehouse clubs if those merchants submit purchases made in their pharmacy with the drug store and pharmacy merchant category code. |
| Fitness Clubs | 5.0% up to $300.00 | Includes membership fee and other purchases at athletic, sports and recreation facilities requiring membership such as health, tennis, and swimming clubs. Excludes fees associated with virtual services for home exercise equipment, personal monitoring devices, or fitness streaming classes. |
| Gas | 5.0% up to $300.00 | Excludes gasoline purchases at warehouse clubs, discount stores, convenience stores or other merchants that do not use the gas station merchant category code. |
| Groceries | 5.0% up to $300.00 | Includes purchases at supermarkets, meat/seafood stores, dairy stores, bakeries, and miscellaneous food/convenience stores. Excludes purchases at general merchandise/discount superstores; wholesale/warehouse clubs; candy, nut and confectionery stores. Purchases made at online supermarkets or with grocery delivery services also do not qualify if the merchant does not classify itself as a supermarket by using the supermarket merchant category code. |
| Home Improvement Stores | 5.0% up to $300.00 | Includes purchases at home supply warehouse stores, lumber and building materials stores, paint and wallpaper stores, hardware stores, nurseries - lawn and garden supply stores and paints, varnishes and supplies stores. Excludes florists and florists' supply stores; nursery stock; wholesale construction stores; and glass stores. |
| Live Entertainment | 5.0% up to $300.00 | Includes ticket purchases for live entertainment, including: concerts, live sporting events, live theatrical productions, amusement parks, and orchestras. Excludes: charitable organizations that provide live entertainment (benefits), sporting camps, sports complexes where you participate in the sport, public and private golf courses, country clubs (including membership fees), bowling alleys, movie theaters, tourist attractions, museums and art galleries. |
| Streaming Services | 5.0% up to $300.00 | Includes the following cable, satellite, and streaming providers: Amazon Prime Video, Amazon Music, Apple Music, Paramount+, Disney+, DirectTV Stream, ESPN+, fuboTV, HBO Max, NBA League Pass, Netflix, Pandora, Showtime, Sling TV, Spotify, Starz, SiriusXM, Vudu, YouTube Red, YouTube TV, and Tidal. |
| Transit | 5.0% up to $300.00 | Includes car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines, motor home and recreational vehicle rentals, and merchants that sell electricity for charging an electric vehicle. Excludes bike/scooter rentals, auto clubs and insurance companies. |
| Travel | 5.0% up to $300.00 | Includes airline, hotel, cruise line and travel agency purchases. Excludes timeshares, boat leases and rentals, campgrounds and trailer parks, and real estate agencies. |
1.0% back on all other purchases
Earn 5% cash back on up to $500 spent in your top eligible spend category each billing cycle, 1% cash back thereafter.
For a limited time in 2022, new cardholders could earn a $300 signup bonus after spending $1,000 or a $200 signup bonus after spending $750.
Note that it is possible to have multiple accounts for this card in order to earn 5% back in multiple categories each month. This can be done by completing a product change on other existing Citi credit cards that you already have. You may want to apply for the Custom Cash card as a new account first to get the introductory bonus and then later complete a product change on your other Citi credit card.
Current Merchant Offers
The following merchant offers are available for a limited time and must be activated before use.
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