Personal Credit Cards		Secured Credit Cards		Student Credit Cards		Business Credit Cards
Compare Credit Cards		Search All Credit Cards			Cash Back Debit Cards

Compare Credit Cards

Select up to 3 credit cards from the dropdowns above or the checkboxes below and click compare to see a side by side comparison of all card details.

Applying for and opening a new credit card may temporarily lower your credit score with a "hard" credit inquiry and by impacting your average age of open accounts. Carrying a balance, even temporarily with a 0% APR offer, may temporarily lower your credit score by impacting your credit utilization ratio.

Secured Credit Cards

Secured credit cards are a good option for those with no credit history or those looking to rebuild their credit. A security deposit is required and your credit limit will be based on that security deposit. Secured credit cards will report monthly payments to the credit bureaus (Equifax, Experian, and TransUnion) allowing you to improve your credit history and score with on-time payments. Most banks will also report credit utilization on secured cards which may have a negative impact on your credit score if your monthly spending is close to your credit limit. Chime and Varo have flexible credit limits and don't report credit utilization.

Note: All of the following cards have no annual fee.

Credit Card	Base Cashback Rate	Foreign Transaction Fee	Security Deposit Minimum	Security Deposit Maximum	Notes
CapitalOne Quicksilver Secured	1.50%	0.00%	$200	$3,000		Apply
Bank of America Unlimited Cash Rewards Secured	1.50%	3.00%	$200	$5,000		Apply
NerdWallet NerdUp Secured Mastercard	1.00%		$100	$10,000	No credit check to apply and no interest charges. Reports to all 3 credit bureaus to help you build credit over time. The money you move into Credit Builder's secured account is the amount you can spend on the card and that money can be used to pay off your monthly balances.	Apply
U.S. Bank Altitude Go Secured	1.00%	0.00%	$300	$5,000	4% cash back on Dining and 2% cash back on Streaming Services, Groceries, Gas and EV Charging.	Apply
U.S. Bank Cash+ Secured	1.00%	3.00%	$300	$5,000	Each quarter, choose two categories to earn 5% cash back on your first $2,000 in combined eligible purchases and choose one everyday category to earn unlimited 2% cash back on eligible purchases. 5% back on prepaid air, hotels and car rentals booked directly in the Altitude Rewards Center.	Apply
Carver Bank Max Cash Secured	1.00%	3.00%	$300	$5,000	Each quarter, choose two categories to earn 5% cash back on your first $2,000 in combined eligible purchases and choose one everyday category to earn unlimited 2% cash back on eligible purchases. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.	Apply
Bank of America Customized Cash Rewards Secured	1.00%	3.00%	$200	$5,000	3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs on the first $2,500 in combined choice category, grocery store and wholesale club purchases each quarter. You can change your 3% category once each calendar month.	Apply
Varo Believe Secured Visa	0.00%		$0		No hard credit check to apply and no interest charges. Reports to all 3 credit bureaus to help you build credit over time. The money you move into Varo Believe secured account is the amount you can spend on the card and that money can be used to pay off your monthly balances.	Apply
Current Build Secured Visa	0.00%		$0		No credit check to apply and no interest charges. Reports to all 3 credit bureaus to help you build credit over time. The money you add into your Current account is the amount you can spend on the card and that money can be used to pay off your monthly balances.	Apply
Chime Credit Builder Secured Visa	0.00%		$0		No credit check to apply and no interest charges. Reports to all 3 credit bureaus to help you build credit over time. The money you move into Credit Builder's secured account is the amount you can spend on the card and that money can be used to pay off your monthly balances.	Apply
M&T Secured	0.00%	3.00%	$250		Reports to all 3 credit bureaus to help you build credit over time. Accounts offered in CT, DC, DE, MD, NJ, NY, PA, VA, WV. New customers can apply by phone at 1-800-724-3222.	Apply
FNBO Secured Visa	0.00%	3.00%	$300	$5,000	Reports to all 3 credit bureaus to help you build credit over time.	Apply
Citi Secured	0.00%	3.00%	$200	$2,500	Reports to all 3 credit bureaus to help you build credit over time.	Apply

BankMindful.com is an independent publisher and comparison service. The content on Bank Mindful is for informational and educational purposes only and should not be construed as professional financial advice. Should you need such advice, consult a licensed financial or tax advisor. We do our best to keep information updated, however, numbers stated on this site may differ from actual numbers. We may have financial relationships with some of the companies mentioned on this website. BankMindful may not include all companies or all available products.